Bankruptcy

Complete overview of banks in Denmark

 

Many Danes are in doubt about which bank to choose when they are going to switch to a new one. The banking world is a confusing jungle of opaque prices and terms, so you as a customer often remain undecided after talking to a selling bank adviser, who is just trying to sell you their product.

Therefore, we have made a complete overview of a number of Danish banks, so you have a complete overview when to find your new bank! Under each bank we have noted interest rates as well as useful information about the various accounts, and in addition we also provide you with information about the bank itself.

We hope this overview will help you find the right bank for you and your needs!

Jyske bank
Jyske Bank is the second largest Danish bank with a nationwide network of 98 branches and headquarters in Silkeborg. Jyske Bank’s telephone number is 89 89 89 89.
Payroll account (Basic account, payments)

Free creation (though a monthly fee of 25 kr.)

Possibility of Mobile and Netbank and Visa Debit Card

Raise free at checkout 5 times a month – additional withdrawals cost 25 kr.

savings account 0-100,000 kr.

0.00%

No binding

100,000 DKK – 250,000 kr.

0.02%

Free insertion and cancellation

+ 250,000 kr.

0.02%

No possibility for cards

Danish bank
Danske Bank is Denmark’s largest bank and they also have branches in several countries around the world. The bank is nationwide with a total of 85 branches in Denmark and its headquarters in Copenhagen. Danske Bank’s telephone number is 33 44 00 00.
Payroll account (Danish account)

Free installation

Possibility of bank overdraft Can associate cards
Savings account (Danish deposits)

0-25,000 kr.

0.01%

Free insertion

25,000 kr. – 250,000 kr.

0.01%

Can be charged / transfer free of charge once a month – additional withdrawals / transfers cost 40 kr. walk

+ 250,000 kr.

0.01%

The bank attributes interest on the account as of 31 December

Sydbank
Sydbank is one of the largest banks in Denmark and is nationwide with 62 branches and headquarters in Aabenraa. Sydbank’s telephone number is 70 10 78 79.
Payroll account (Private account)

Free Mastercard Debit – Visa / Dankort 195 kr. Yearly

Possibility of bank overdraft

Free transfers to your own accounts as well as payments via payment service
savings account 0-25,000 kr.

0.00%

Free insertion

25,000 kr. – 250,000 kr.

0.00%

Free raise

+ 250,000 kr.

0.00%

The bank attributes interest on the account as of 31 December

 

Nykredit
Nykredit is one of Denmark’s largest banks and accounts for more than 40% of Denmark’s mortgage lending. At the same time, they are nationwide as they have 42 ‘centers’ throughout the country, headquartered in Copenhagen. Nykredit’s telephone number is 70 10 90 00.
Salary Account (Account)

Free installation

Free online banking

Access to counseling 68 hours a week at Nykredit Direct
savings account Does not have a normal savings account immediately

 

Spar Nord Bank
Spar Nord Bank is one of Denmark’s largest banks with 51 branches located throughout the country. Your headquarters are located in Aalborg. Spar Nord Bank’s telephone number is 96 34 40 00.
Payroll account Free installation

Free mobile and online banking

Possibility of attaching additional services such as Visa Dankort, Mastercard Debit and Mastercard
savings account Does not have a normal savings account immediately
Arbejdernes Landsbank
Arbejdernes Landsbank is one of the largest banks in Denmark with 70 different branches throughout Denmark. The headquarters are centrally located at Vesterbro in Copenhagen. The employer’s Landsbank telephone number is 38 48 48 48.
Payroll account

Free AL-Mastercard Cash (option of interest credit – at least DKK 10,000) or Visa / Dankort

Free mobile and online banking

Possibility of bank overdraft
savings account 0-25,000 kr.

0.00%

No deposit required

25,000 kr. – 250,000 kr.

0.00%

Free raise

+ 250,000 kr.

0.00%

Access to free advice

 

Ringkjøbing Landbobank
Ringkjøbing Landbobank is a Danish bank with 32 branches, primarily distributed over Jutland and, of course, with its headquarters in Ringkøbing. Ringkjøbing Landbobank’s telephone number is 97 32 11 66.
Payroll account Possibility of card (costs 200 kr per year) Mobile and online banking capability (costs 25 kr per quarter)  
Savings Account (Free Savings)

0-25,000 kr.

0.00%

Free to deposit an amount

25,000 kr. – 250,000 kr.
0.00% Can be charged free once per. quarter – additional withdrawals cost 25 kr. walk

 


+ 250,000 kr.

0.00%

No possibility for cards

Vestjysk Bank
Vestjysk Bank is a Danish bank located in Lemvig with branches in 15 different places in Jutland. Vestjysk Bank’s telephone number is 96 63 20 00.
Salary account (Salary and credit)

Possibility of credit

Possibility of card

Can be used both as payroll and budget account
Savings Account (FREE Savings) 0-25,000 kr.

0.00%

No binding

25,000 kr. – 250,000 kr.

0.00%

Free insertion

+ 250,000 kr.

0.00%

Can raise four times per month without charge

 

Sparekassen Kronjylland
Sparekassen Kronjylland is a Danish bank located in Randers with focus on Kronjylland. The bank has 46 branches primarily located in Jutland, but there are also few located in Zealand. Sparekassen Kronjylland’s telephone number is 89 12 24 00.
Payroll account Mobility and Internet banking Possibility of payment or debit card Free mobile and online banking
savings account Does not have a normal savings account immediately

 

Sparekassen Sjælland-Funen
Sparekassen Sjælland-Fyn is a Danish bank with focus on Zealand and Funen, as it is a merger of Sparekassen Fyn and Sparekassen Sjælland, as they continue to burn to their customers. They have 32 branches exclusively in Zealand and Funen and a headquarters in Holbæk. Sparekassen Sjælland-Fyn’s telephone number is 59 48 11 11.
Payroll account

No further information

savings account Has closed for their normal ‘Savings account’

 

 

Nordjyske Bank
Nordjyske Bank is part of Ringkjøbing Landbobank and, of course, focuses primarily on North Jutland. Nordjyske Bank’s telephone number is 98 70 39 30.
Payroll account Offers a normal salary account No further information  
Savings Account (Free Savings) 0-500,000 kr.

0.00%

Free insertion

500,000 kr. – 5,000,000 kr.

0.00%

Raise once per. quarter free of charge – other withdrawals cost 25 kr. walk

+ 5,000,000 kr.

0.00%

No possibility for cards

Loans & Savings Bank
Loan & Spar Bank is a Danish bank with 20 ‘counseling centers’ located all over Denmark with the headquarters located centrally in Copenhagen. Lån & Spar Bank’s telephone number is 33 78 20 00.
Payroll account

Free installation

Possibility of online banking and dankort

Possibility of dankort
savings account 0-25,000 kr.

0.00%

Free insertion

25,000 – 100,000 kr.

0.00%

Decide when the money will be raised

+ 100,000 kr.

0.05%

Possibility of personal advice in an advisory center

 

Sparekassen Vendsyssel
Sparekassen Vendsyssel is a Danish bank with a center in Vrå, but with 35 branches primarily distributed across North Jutland and two departments in Copenhagen. Sparekassen Vendsyssel’s telephone number is 82 22 90 00.
Payroll account No account fees and free Dankort Mobility and Internet banking However, to get this account you must have one of several specific products at Sparekassen
savings account Does not have a normal savings account immediately

 

 

Jutlander Bank
Jutlander Bank is a medium sized Danish bank with 32 branches spread over a few places in Jutland and one in Copenhagen. Jutlander Bank’s telephone number is 96 57 58 00.

As shown in the table below, the bank does not offer any normal accounts, but they offer payroll and savings accounts to customers who are covered by Jutlander Bank’s Benefit Concept.

Payroll account

Does not offer a normal salary account

savings account Does not offer a normal savings account
Den Jyske Sparekasse
The Jyske Sparekasse has 21 branches throughout Jutland, and is headquartered in Grindsted, a widely used savings bank in Jutland. The Jyske Sparekasses telephone number is 76 72 09 99.
Payroll account

Possibility of Dankort

Possibility of payment service for fixed costs

Can also be created as a payday loan and can thus be used as a cash credit

savings account 0.00%

Free insertion and cancellation

0.02%

No termination

0.02%

No option for cards, checks or payment service

Middelfart Sparekasse
Middelfart Sparekasse is a local bank located in Middelfart, but with 18 departments spread over Funen and Jutland and one in Zealand. Middelfart Sparekasse’s telephone number is 64 22 22 22.
Payroll account

Free installation

Possibility of bank overdraft of up to DKK 30,000 – this costs DKK 1,000 in establishment

Free of charge on Dankort, Netbank and account statements after 90 movements

Savings Account (MS Savings)

 

0.00%

No further information

0.00% 0.00%

 

Coop Bank
Coop Bank is one of the newest banks in Denmark, and, in contrast to many other Danish banks, it has no branches in Denmark. Despite this, however, the bank has experienced great success in recent years, but to become a customer at the bank, you must be a member of Coop. Coop Bank’s telephone number is 43 86 11 11.
Salary Account (Coop Account) Free creation and payment card Possibility of mobile and online banking as well as overdrafts of up to 50,000 kr. 0.25% on deposits up to 50,000 kr.
savings account Does not offer a normal savings account
Nordea
Nordea is a merger of several Nordic banks and is therefore present in all of these countries. In Denmark, the bank is headquartered in Copenhagen, and is one of the largest banks in Denmark with 120 private branches spread throughout Denmark. Nordea’s telephone number is 70 33 33 33.
Salary Account (Primary Account)

Mobility and Internet banking

Possibility of card (350 DKK for Visa / Dankort per year)

Possibility of bank overdraft
Savings Account (Plus Account Variable Interest) 0-25,000 kr.

0.00%

No binding

25,000 kr. – 250,000 kr.

0.00%

Free raise and no limit for deposit amount

+ 250,000 kr.

0.05%

No termination

Alm. Brand Bank
Alm. Brand Bank is a part of Alm. Brand Group A / S, which also provides insurance and pension. The bank itself has 22 branches throughout Denmark. Alm. Brand Bank’s telephone number is 35 47 47 47.
Payroll account

Mobile banking option

Possibility of card (Dankort, Visa / Dankort, Mastercard Debit)

Possibility of online banking
savings account 0-100,000 kr.

0.00%

No claim for minimum deposit and free raise

100,000 DKK – 250,000 kr.

0.00%

Possibility of Netbank

+ 250,000 kr.

0.00%

Possibility of Visa / Dankort

BankNordik
BankNordik is the largest bank in the Faroe Islands, but at the same time it has 16 branches in Denmark. BankNordik’s telephone number is 76 97 80 00.
Payroll account

Possibility of card

Mobility and Internet banking

Possibility of bank overdraft
savings account 0-100,000 kr.

0.00%

No maximum or minimum for insertion

100,000 DKK – 250,000 kr.

0.00%

Free insertion and cancellation

+ 250,000 kr.

0.00%

Possibility of Netbank

Djurslands Bank
Djurslands Bank is a Jutland bank with 16 branches in Jutland and headquartered in Grenaa. Djurslands Bank’s telephone number is 86 30 30 55.
Payroll account

Possibility of card

Possibility of Netbank

Used as an entire basic salary account

Savings Account (Private Savings) 0-250,000 kr.

0.00%

Maximum deposit of 2,500,000 kr.

100,000 DKK – 250,000 kr.

0.00%

Can be lifted without charge of cards

250,000 kr. – 2,500,000 kr.

0.00%

Max 1 account per. customer

 

 

 

Frøs Sparekasse
Frøs Sparekasse is a bank located in Rødding with 11 branches in Jutland. Frøs Sparekasse’s telephone number is 74 99 74 99.
Salary account (Frøs salary)

No immediate information on the bank’s website

Savings account (Frøs Total Savings

0-25,000 kr.

0.00%

No immediate information on the bank’s website

25,000 – 100,000 kr.

0.00%

+ 100,000 kr.

0.01%

Fynske Bank
Fynske Bank is a merger of two Fynian banks and therefore focuses primarily on Funen and few places in Jutland. The bank is headquartered in Svendborg, but has 11 branches spread throughout Fyn and East Jutland. Fynske Bank’s telephone number is 62 21 33 22.
Salary Account (Basic Financial Account)

Possibility of Mastercard Debit

Possibility of Netbank

Payment service available

Savings account (Fynske Savings) 0-25,000 kr.

0.00%

No immediate information on the bank’s website

25,000 – 100,000 kr.

0.00%

+ 100,000 kr.

0.00%

Find your new savings account now It only takes 2 minutes!

We hope that this overview of Danish banks has helped you find the right bank.

 

You Might Also Like