Increased Asset Limits for Medi-Cal Applicants to Allow for More Enrollees

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Riverside County officials on Tuesday informed residents who were previously ineligible for Medi-Cal or who had been kicked out of the system for exceeding asset limits, that they may now be eligible under a change in state law that went into effect Friday.

The asset limit bar was changed July 1 to allow people with six-figure financial resources to apply for Medi-Cal based on their circumstances, according to the county’s Department of Public Human Services.

“This recent increase in asset limits will allow more of our residents to have access to health care,” said DPSS Deputy Director Allison Gonzalez. “We hope word gets out so more people apply.”

Previously, the asset limits for applicants were $2,000 for a single person and $3,000 for a couple. Under new Governor-approved asset thresholds, the single person asset allowance is now $130,000, while the couple allowance has been reset to $195,000.

Asset tests are based on cash, checking and savings accounts, brokerage accounts and property including vehicles.

The same monthly income limits apply, but vary. They can be found at www.dhcs.ca.gov/individuals.

“Applicants who have been denied Medi-Cal or terminated due to exceeding asset limits in the 90 days prior to the effective date of the change will be notified and encouraged to submit a new request,” according to a DPSS statement. “Those who are already enrolled in Medi-Cal won’t have to do anything.”

Medi-Cal is the state component of the federal Medicaid system, which provides health care services to the indigent, physically disabled, and seniors who may have long-term care needs. County residents can apply through www.BenefitsCal.comor by calling 877-410-8827.

In January 2024, asset testing will be canceled completely.

According to state officials, about one in three residents is a Medi-Cal recipient.

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